Cookie Policy
1. Who We Are
Moneychest is operated by Digitsflow LTD (Company No. 16330711), registered in England & Wales. Our registered office is 3rd Floor, 86‑90 Paul Street, London EC2A 4NE, United Kingdom.
2. What Are Cookies?
Cookies are small text files placed on your device when you visit a website or use an app. They help us make Moneychest work, keep it secure and understand how you use it.
3. Types of Cookies We Use
- Essential Cookies – required for core functionality such as log‑in, session management and fraud prevention.
- Analytics Cookies – help us measure and improve performance (e.g. Google Analytics 4 with IP anonymisation).
- Marketing Cookies – allow us to deliver relevant promotions. We only set these with your consent.
A detailed list of the individual cookies we use, their purpose and expiry is available in the Cookie Table below.
4. Third‑Party Cookies & Services
We use third‑party services that may set cookies on your device. These services help us provide, secure, and improve MoneyChest. Third‑party cookies are subject to each provider's own privacy and cookie policies.
Analytics Services
Microsoft Clarity
We use Microsoft Clarity to understand how visitors interact with our website through heatmaps and session replay. This helps us improve user experience and identify usability issues.
- Purpose:
- Website analytics, heatmaps, and session replay
- Data Collected:
- Mouse movements, clicks, scrolls, and page interactions (anonymised)
- Cookies Used:
- _clck, _clsk, CLID, MUID, SM, and other Clarity-specific cookies
- Retention:
- Up to 13 months
- Consent Required:
- Yes (Analytics cookies)
Google Analytics 4
We use Google Analytics 4 to measure website performance, understand user behavior, and improve our content. IP addresses are anonymised before processing.
- Purpose:
- Website analytics and performance measurement
- Data Collected:
- Page views, session duration, device type, browser, geographic location (approximate, IP anonymised)
- Cookies Used:
- _ga, _ga_*, _gid, _gat, and other GA4 cookies
- Retention:
- Up to 14 months (configurable)
- Consent Required:
- Yes (Analytics cookies)
- IP Anonymisation:
- Enabled
Security & Infrastructure Services
Cloudflare
We use Cloudflare for content delivery, DDoS protection, and security services. Cloudflare may set cookies to identify trusted traffic and prevent abuse.
- Purpose:
- Security, content delivery, and performance optimisation
- Cookies Used:
- __cf_bm, __cfruid, __cflb, cf_clearance, and other Cloudflare cookies
- Retention:
- Session-based and up to 1 year
- Consent Required:
- No (Essential for security)
Consent Management
Google Consent Mode v2
We use Google Consent Mode v2 to manage your cookie preferences and ensure analytics services only operate with your consent. This helps us comply with GDPR and CCPA requirements.
- Purpose:
- Consent management and preference storage
- Cookies Used:
- moneychest_cookie_consent (stored locally)
- Retention:
- 365 days
- Consent Required:
- No (Essential for consent management)
Important: Third‑party services may update their cookie practices. We recommend reviewing each provider's privacy policy for the most current information. You can manage your cookie preferences at any time using the link in our footer.
5. Managing Cookies
On your first visit we show a cookie consent banner compliant with UK PECR, UK GDPR, and CCPA. You can accept all, reject non‑essential, or customise your choices. You can update your preferences at any time via the link in the footer.
You can also disable cookies through your browser settings, but essential cookies are required for Moneychest to function correctly. Disabling analytics cookies will not affect your ability to use the website.
Browser Cookie Controls
Most browsers allow you to control cookies through their settings. Here are links to cookie management for popular browsers:
6. Changes to This Policy
We may update this Cookie Policy from time to time. Significant changes will be announced via a banner or email. Please review this page periodically for the latest information.
7. Contact Us
Questions about cookies? Contact our Privacy Team at:
Digitsflow LTD – Moneychest Product
3rd Floor, 86‑90 Paul Street, London EC2A 4NE, United Kingdom
© 2025 Digitsflow LTD.