All discussions
Browse every conversation across the community — ask better questions and share what you’ve learned.
I came across a TikTok claiming that certain finance/accounting qualifications can “pay you so much” and are basically the fastest route to high earnings.
It got me thinking — how true is this in the UK today? Do qualifications like ACA, ACCA, CFA, CAIA, etc. actually guarantee higher pay? How much does empl...
How often do you actually check your investments?
Some people say “set and forget”, others check daily. Daily / weekly / monthly? Has checking too often ever caused bad decisions? Did your habits chang...
What confused you most when you first started investing?
Looking back: Was it terminology? Tax rules? Risk vs reward? Platform mechanics? Sharing this might help new investors feel less lost.
Is investing small amounts (£25–£100/month) actually motivating?
A lot of UK advice focuses on regular, small contributions. For those doing this: Does it feel worthwhile long-term? Or does progress feel too slow?...
Does market timing anxiety ever stop you investing?
Be honest — have you ever: Held cash waiting for a “better time”? Delayed investing because markets felt risky? Invested right before a drop and lost c...
Passive investing vs active picking — where did you land?
Many people start with individual shares, then later move to funds or ETFs — or vice versa. Did you start active and go passive? Stick with stock picking?...
How did you choose your investing platform in the UK?
With so many UK platforms available, choosing one can feel harder than choosing what to invest in. For those investing already: What mattered most — fees,...
Do you invest only through an ISA, or outside it as well?
In the UK we’re constantly told to “use your ISA allowance”, but I’m curious what people actually do in practice. Do you keep all investments inside an ISA?...
DIY tax return or accountant — what tipped the balance for you?
For those who’ve done Self Assessment: Did you start DIY and later switch to an accountant? Was the cost worth the peace of mind? Any regrets either wa...
Be honest: how user-friendly do you find HMRC’s online systems?
From Government Gateway to Self Assessment to tax codes — opinions seem mixed. Easy and clear? Confusing but manageable? Or unnecessarily stressful?
Cash-in-hand work in the UK – still common, or too risky now?
Be honest — cash-in-hand work has always been part of the UK side-hustle scene. Things like: Cleaning, gardening, decorating Helping trades on weekends...
What side hustles are actually working for you in 2025?
With living costs still high and everything from rent to groceries creeping up, I’m curious what people here are actually doing to earn extra income right now....
Why are dealers importing Japanese cars to the UK? Is it OK to buy one?
Hey everyone, I've seen more dealers bringing in Japanese cars and selling them here in the UK. Anyone know what's behind this trend? Are there any pros/cons...
Can Fiverr really be a reliable side hustle today? Let’s discuss.
Many people are turning to online platforms to earn extra income, especially as living costs keep rising and wages don’t always stretch far enough. One platform...
What’s one financial habit everyone should build?
Hi everyone! 👋 What’s the *one financial habit* you think every person should build, no matter their income or background? I’m curious to learn what ha...
Why is this platform so dead?
Seriously, there barely seem to be any users here. The community feels empty and there's not much engagement. Is anyone actually using this platform? Feels kind...
Is it better to buy or rent a home in today’s market?
Hi everyone! I'm curious about the current housing market. For those of you with experience in real estate or home ownership, what are the key factors to con...