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Professional Mortgage Calculator

UK Mortgage Calculator

Calculate your monthly mortgage payments, stamp duty, fees, and total costs. Professional-grade calculations for UK residential mortgages with simple and advanced modes.

UK Tax Rules 2024-25
Professional Calculations
Advanced Features

Property Details

Enter your property information to get started

Purchase price of your dream property
Your savings towards the property
Deposit Percentage 10%
5% (Min) 50% (Max)

Adjust the slider to change your deposit percentage automatically

Mortgage Terms

Set your mortgage parameters

years
Typically 25-35 years for UK mortgages
%
Current UK mortgage rates vary by lender
Choose how your mortgage payments are structured

Additional Costs & Fees

Fine-tune your calculations with advanced options

Tax relief options for different buyer types
Valuation, legal fees, arrangement fees, etc.
Extra payments to reduce your mortgage faster
Affects stamp duty rates and land tax calculations

Important Financial Notice

This mortgage calculator provides estimates only and should not be considered as personalized financial or mortgage advice.

Actual mortgage rates, fees, eligibility, and terms will depend on your individual circumstances, credit history, employment status, and lender criteria. Property values, stamp duty rates, and mortgage regulations can change.

We strongly recommend consulting with a qualified mortgage advisor, financial professional, or solicitor before making any property purchase or mortgage decisions.

Educational Content Only Not Financial Advice UK Mortgage Rules 2024-25