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Student Loan Repayment Calculator

Understand how much you'll repay towards your student loan based on your income.

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About Student Loan Repayments

Student loan repayments are automatically deducted from your salary if you are an employee. Repayments only start once you earn above a certain threshold.

  • Plan 1: 9% of income over £26,065
  • Plan 2: 9% of income over £28,470
  • Plan 4: 9% of income over £32,745
  • Plan 5: 9% of income over £25,000
  • Postgraduate: 6% of income over £21,000

Note: These thresholds are for the 2025/26 tax year.