UK Tax Calculator

Calculate your take-home pay including Income Tax, National Insurance, and Student Loan repayments for the 2024-2025 tax year.

Income

Annual Income *

Your gross annual salary before any deductions. Enter the amount in pounds, for example 50000.

Tax Code

Tax Code * Found on your payslip or P60. Most people use 1257L.

Pension Contribution

How do you contribute to your pension?

Percentage of salary

Fixed amount per year

Pension Contribution (%)

Pension contributions reduce your taxable income (pre-tax).

Student Loan

Student Loan Plan Repayments are calculated on income above the threshold.

I have a second job

Enable this if you have additional employment income to include in your tax calculation.

Second Job Information

Enter details for your second job. The calculator will combine both jobs for a total tax calculation.

Second Job Income

Annual Income (Second Job)

Your gross annual salary from your second job before any deductions.

Second Job Tax Code

Tax Code (Second Job) Second jobs typically use BR (Basic Rate) as your personal allowance is usually applied to your main job.

Second Job Pension Contribution

How do you contribute to your pension? (Second Job)

Percentage of salary

Fixed amount per year

Pension Contribution (%) (Second Job)

Pension contributions reduce your taxable income (pre-tax).

Second Job Student Loan

Student Loan Plan (Second Job) Student loan repayments are typically only deducted from your main job. Select "No Student Loan" if this applies to you.

Annual Summary

Gross Income: £0
Pension Contribution: £0
Taxable Income: £0
Income Tax: £0
National Insurance: £0
Student Loan: £0
Total Deductions: £0
Net Take-Home: £0

Effective Tax Rate: 0%
Marginal Tax Rate: 0%

Income Tax Breakdown

Personal Allowance: £0 - £12,570 (0%); £0
Basic Rate: £12,571 - £50,270 (20%); £0
Higher Rate: £50,271 - £125,140 (40%); £0
Additional Rate: Over £125,140 (45%); £0

National Insurance Breakdown

Primary Threshold: £0 - £12,570 (0%); £0
Class 1 (10%): £12,571 - £50,270 (10%); £0
Class 1 (2%): Above £50,270 (2%); £0

Other Time Periods

Daily: £0; Gross: £0
Hourly (37.5h/week): £0; Gross: £0

Disclaimer

This calculator is for illustrative purposes only and should not be considered as financial advice. Tax calculations are based on standard rates for the 2024-2025 tax year. Actual deductions may vary based on individual circumstances. Always consult a qualified tax advisor or HMRC for accurate tax information.