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Articles in Housing & Mortgages
Showing 9 of 40.
Mortgage Rates Are Rising Again in August — Here's Why the June Dip Didn't Last
If you've been waiting for mortgage rates to keep falling before locking in a new deal, the last two months have been a frustrating ride. Rates fell sharply during June 2026, giving hope that the...
Why First-Time Buyers Are Paying More Stamp Duty Than Ever — and How to Work Out Your Bill
Stamp duty was designed, in part, to make it easier for first-time buyers to get on the property ladder by offering relief on the tax due on their first purchase. But rising house prices combined...
Mortgage Borrowing Jumps in June as Approvals Beat Forecasts — What the Bank of England Data Shows
The Bank of England's monthly Money and Credit release — the most reliable read on how much Britain is actually borrowing to buy homes — showed a clear pickup in June 2026, even as the cost of new...
Buy-to-Let Tax in 2026: The Rules Every Landlord Needs to Get Straight
Being a landlord in the UK now means juggling digital record-keeping rules, a higher stamp duty surcharge, and capital gains tax bands that all shifted within the last two years. If you own rental...
Halifax House Price Index Is Now the Lloyds Index — And the Numbers Tell Two Different Stories
One of the UK's two benchmark house price measures has quietly changed its name. The Halifax House Price Index has been rebranded the Lloyds House Price Index as of July 2026, reflecting that the...
HMRC Digitises the VAT 'Option to Tax' Process — What Landlords and Property Businesses Need to Know
If you own or lease commercial property, HMRC is digitising the "option to tax" process — a change that should make VAT compliance faster, but one that also demands attention from anyone with an...
Mortgage Market Splits in Two: Some Lenders Cutting Rates, Others Still Rising
Anyone shopping for a mortgage this week is facing a confusing picture: some of the country's biggest lenders are cutting rates while others are still pushing them up, all in the space of a few weeks.
Mortgage Choice Shrinks to a Two-Year Low — What It Means If You're Remortgaging
If you've been putting off comparing mortgage deals, the market is moving faster than usual — and not in borrowers' favour. New data from Moneyfacts shows the average mortgage deal now stays on sale...
Tracker or Fixed? What Thursday's Bank of England Decision Means for Your Mortgage
For the first time in years, markets are leaning toward the Bank of England raising rates rather than cutting them — a genuine reversal that changes the calculus for anyone choosing between a tracker...