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Articles in Housing & Mortgages
Showing 8 of 8.
Housing & Mortgages: Four non-obvious updates shaping the market
Mortgage rules, arrears trends, lending forecasts, and a future levy on new developments: these are not clickbait stories, but they affect affordability and supply.
Should I Fix My Mortgage or Wait for Rate Cuts? Questions Homeowners Are Asking in 2025
With inflation easing and the Bank of England signalling that interest rates may gradually fall, many homeowners are wondering whether to fix their mortgage now, switch to a tracker, or simply wait. This article walks through the most common questions people are asking right now.
UK Housing-Market Signals Stability: Prices and Demand Level Off in Late 2025
After a turbulent few years, data suggests UK housing prices and demand are stabilising — a respite for buyers and homeowners concerned about mortgage costs and property value swings.
What Really Happens If You Stop Paying Council Tax
Many people underestimate the consequences of missing council tax payments. This article explains what council tax pays for, what enforcement action really looks like, and why arrears affect both households and local services, backed by verified sources.
My landlord never protected my deposit what can I actually do
Many renters later discover their deposit was never protected or was protected late. This guide explains how deposit protection is supposed to work, how to check your deposit, what compensation you can claim, and how this affects eviction and rent arrears.
What happens if you fall behind on your rent
Falling behind on rent is frightening, but your landlord cannot simply throw you out overnight. This guide explains the legal process in England and Wales, what a section 8 notice is, when you can be evicted, and what help exists with rent arrears.
What the 4 percent Bank of England rate means for your mortgage in 2025
The Bank of England has kept its base rate at 4 percent while inflation stays close to 3.8 percent. Here is what that combination means for UK mortgage borrowers, from remortgagers to first-time buyers.
Is Now the Right Time to Fix Your Mortgage? 2025 Rate Outlook Explained
With interest rates at a sixteen-year high, many homeowners are wondering whether to lock in a fixed-rate mortgage now or wait for expected cuts in 2026. This guide explains the market outlook and what to consider before deciding.