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Articles in Tech & Open Banking
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£100 Contactless Card Limit to Be Lifted: What’s Changing, When, and What It Means for Your Money
The FCA has confirmed the UK’s regulatory £100 contactless card limit will be removed, letting banks and payment providers set their own limits from 19 March 2026. This is a big shift in how “tap to pay” works on physical cards. Here’s what is changing, why the regulator is doing it, what protections remain, and how to stay in control.
Tech & Open Banking: The “payments plumbing” updates most people miss
Open banking progress is increasingly about delivery detail: VRP rollouts, fraud controls, and regulators tightening the rules behind the scenes.
EU Commission Proposes New Open-Banking Regulation to Strengthen Consumer Data Rights
The European Commission has proposed updates to open-banking regulation, giving consumers stronger control over their financial data and introducing new standards for banks and fintechs by 2027.
How UK AI rules are shaping technology and business in 2025
The UK is taking a “light-touch, pro-innovation” approach to AI regulation in 2025. Here’s how that affects businesses, consumers and emerging technologies.
How the UK’s Digital ID Framework Could Transform Banking Security
The UK government’s new digital identity framework aims to make verifying identity online faster, safer, and more consistent. Here’s what it means for banks, fintechs, and consumers.
How Open Banking Is Reshaping UK Personal Finance in 2025
Open banking has moved beyond account aggregation — it now powers budgeting apps, instant payments, and financial insights for millions. Here’s how it is transforming how Britons manage money in 2025.