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Articles in Saving & Budgeting
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Two New Premium Bonds Millionaires This Month — Here's How to Check If You've Won
NS&I's August 2026 Premium Bonds prize draw has produced two new £1 million jackpot winners, plus a string of smaller but still life-changing prizes — and if you hold Premium Bonds, it's worth two...
Buy Now, Pay Later Went Wrong? You Can Now Complain to the Financial Ombudsman — Here's How
Buy Now, Pay Later (BNPL) providers such as Klarna, Clearpay and PayPal's Pay in 3 have operated for years largely outside consumer credit rules. That changed on 15 July 2026, and it's one of the...
Your Workplace Pension Could Move to a New Type of Scheme Without Asking You First
New rules that came into force on 31 July 2026 give pension trustees a power they didn't have before: the ability to move members' defined contribution (DC) pension pots into a collective defined...
The £2.5 Million Question: How the New Cap on Business and Farm Inheritance Tax Relief Actually Works
If you own a business or a farm, an inheritance tax change that took effect on 6 April 2026 may be the most consequential estate-planning shift you'll face this decade — and it's easy to...
Bank Switching Bonuses Right Now: How to Get Paid to Move Your Current Account
Banks are still fighting for your current account business with cash bonuses of £150–£300, paid simply for switching — and it can be one of the easiest wins in personal finance if you follow the...
Are You Leaving Free Pension Tax Relief on the Table? How Higher-Rate Taxpayers Claim It Back
If you pay income tax at 40% or 45% and contribute to a personal, stakeholder or SIPP pension, there's a good chance you're not getting all the tax relief you're entitled to — and unlike basic-rate...
Winter Fuel Payment 2026/27: Who Gets It Automatically and Who Needs to Act
It's July, but the Winter Fuel Payment rules for 2026/27 are already set — and while most pensioners will get theirs automatically, a meaningful number need to take action now to avoid missing out.
Car Finance Redress Delayed to 2027 — How to Complain Now Without Losing 30% to a Claims Firm
Millions of people expecting car finance compensation this year now face a longer wait: the Upper Tribunal has suspended parts of the FCA's redress scheme following a legal challenge from four firms,...
How to Switch Energy Tariff Before the Next Price Cap Rise — Step-by-Step
The Ofgem price cap currently sitting at £1,862 a year for a typical dual-fuel household paying by direct debit is about to move again — and most forecasts point up, not down. The next cap, covering...