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AstraZeneca-Bristol Myers Merger Talks Send FTSE 100 Wobbling: What It Means for Your Pension and ISA
AstraZeneca shares dropped sharply this week after reports emerged that the pharmaceutical giant had held preliminary talks with US rival Bristol Myers Squibb about a merger that could create one of...
Reporting Sexual Harassment at Work Is Now a Protected Whistleblowing Disclosure — What Employers and Workers Need to Know
Since 6 April 2026, a worker who reports sexual harassment at work now has explicit legal protection under whistleblowing law — a significant, and until recently under-discussed, change buried inside...
VAT Flat Rate Scheme in 2026/27: Is It Still Worth It for Your Small Business?
If you run a small VAT-registered business, you have a choice most people never think to review after their first year: standard VAT accounting, or the Flat Rate Scheme. For 2026/27 the thresholds...
First-Time R&D Tax Relief Claim? HMRC's New Advance Assurance Pilot Could Save You From a Costly Mistake
If your small company does anything that could plausibly count as research and development — new software, product engineering, process innovation — HMRC now offers a way to check your claim before...
Mortgage Borrowing Jumps in June as Approvals Beat Forecasts — What the Bank of England Data Shows
The Bank of England's monthly Money and Credit release — the most reliable read on how much Britain is actually borrowing to buy homes — showed a clear pickup in June 2026, even as the cost of new...
FCA Moves Ahead With a UK Equity 'Consolidated Tape' — What It Means for Investors
On 31 July 2026 the Financial Conduct Authority (FCA) published a package of reforms designed to make UK equity markets more transparent — and, for the first time, gave everyday investors a free...
August Bank Holiday: When Universal Credit, Pension and Child Benefit Payments Will Actually Land
If you or your household rely on Universal Credit, State Pension, Child Benefit, PIP, Pension Credit or Disability Living Allowance, there are two different bank holidays this August that will move...
Is Your Tax Code Wrong? Here's How to Check It in Ten Minutes — and Claim Back Overpaid Tax
Millions of PAYE employees never check their tax code — and an incorrect one can mean paying hundreds of pounds too much tax without ever noticing, because it's quietly deducted from every payslip...
Buy Now, Pay Later Went Wrong? You Can Now Complain to the Financial Ombudsman — Here's How
Buy Now, Pay Later (BNPL) providers such as Klarna, Clearpay and PayPal's Pay in 3 have operated for years largely outside consumer credit rules. That changed on 15 July 2026, and it's one of the...