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Showing 9 of 143.
How much you can withdraw from your bank account and what banks are allowed to question
Many people believe banks can refuse to give you your own money, but the real rules are based on fraud protection and cash availability, not legal limits. This article explains how withdrawals work, what banks are required to do and why large cash requests are often questioned.
What happens when you start a new job without a P45
Many people change jobs and never receive their P45, which can cause confusion about tax codes, emergency tax and whether they will pay too much tax. This article explains your rights, what employers must do, and how HMRC corrects your tax even if the form never arrives.
Why income tax feels higher even when official rates stay the same
Many people report that their take-home pay feels smaller, even when income tax rates appear unchanged. This article explains how thresholds, allowances, tax codes and fiscal drag quietly increase tax pressure without headline rate rises, backed by verified sources.
Why household costs keep rising faster in Manchester compared to similar cities
Manchester has grown rapidly over the past decade, but this growth has brought rising rents, transport pressures and higher daily costs. This article explains why household bills and living costs in the city have climbed faster than in many similar-sized areas, using verified current data.
Why everyday living costs hit harder in London compared to other cities
London is often criticised for being expensive, but few people understand exactly why costs rise faster here than elsewhere. This article breaks down verified factors such as transport, housing, childcare and food prices, showing how they combine to produce a much higher cost of living.
What standing charges on your energy bill really pay for
Many people are angry that they pay energy standing charges every day even before using a single unit of gas or electricity. This article explains what standing charges actually cover, why they have become so controversial, how high they are right now, and what might change in the next few years, using only verified facts and sources.
What Really Happens If You Stop Paying Council Tax
Many people underestimate the consequences of missing council tax payments. This article explains what council tax pays for, what enforcement action really looks like, and why arrears affect both households and local services, backed by verified sources.
Can you just give your car back if you cannot afford the finance payments
Many drivers think they can simply hand the car back and walk away when they cannot afford the finance any more. This article explains your legal right to voluntary termination, how the 50 percent rule really works, the difference from voluntary surrender, the impact on your credit file and how the current car finance scandal and compensation scheme fit into all of this.
My debt has been sold to a collection agency do I still have to pay
Many people think a debt is wiped when it is sold, or assume letters from a collection agency are a scam. This guide explains what it really means when a lender sells a debt, whether you still have to pay, how statute barred debts work, and what to do if you think the collector is wrong or acting unfairly.