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Claiming Patent Box Relief? HMRC's New Guidance Could Mean Redoing Your Whole Calculation
If your company claims Patent Box relief — the scheme that lets profits from patented inventions be taxed at a reduced 10% rate instead of the main 25% corporation tax rate — HMRC has quietly...
Mortgage Choice Shrinks to a Two-Year Low — What It Means If You're Remortgaging
If you've been putting off comparing mortgage deals, the market is moving faster than usual — and not in borrowers' favour. New data from Moneyfacts shows the average mortgage deal now stays on sale...
Married or in a Civil Partnership? You Could Be Owed Up to £1,260 From HMRC
Marriage Allowance is one of the most under-claimed tax reliefs in the UK — largely because it's so easy to overlook. If one partner in a marriage or civil partnership earns below the personal...
HMRC's New 'Securities Transfer Tax' Is Replacing Stamp Duty on Shares — What Investors Should Know
Anyone who buys and sells UK shares — inside or outside an ISA — pays Stamp Duty Reserve Tax (SDRT) on most electronic trades without necessarily noticing it. That's about to change. On 13 July 2026,...
Should You Lock Your Savings Into a 5-Year Fixed Bond Right Now? The Numbers, Weighed Up
Savings rates have quietly become one of the more contested decisions in personal finance right now. The Bank of England has held its base rate at 3.75% since 18 June 2026, in a split 7–2 vote — but...
The FCA Just Set Its 2026/27 Fees — Here's Why That Trickles Down to Your Investment Costs
Every year, the Financial Conduct Authority sets out how much it costs to run itself — and every regulated firm in the UK, from your bank to your investment platform, pays into that bill. On 2 July...
HMRC Wants VAT and PAYE Paid by Direct Debit — What Small Businesses Should Do Before 16 August
HMRC has opened a consultation that could fundamentally change how millions of small businesses pay two of their biggest recurring tax bills — and if it goes ahead as proposed, paying by any method...
UK to Treat Stablecoins 'More Like Money' for Tax From 2027 — What's Changing
HM Treasury and HMRC have published the outcome of their Taxation of Stablecoins call for evidence, confirming plans to treat certain stablecoins "more like money" across Capital Gains Tax, Income...
Tracker or Fixed? What Thursday's Bank of England Decision Means for Your Mortgage
For the first time in years, markets are leaning toward the Bank of England raising rates rather than cutting them — a genuine reversal that changes the calculus for anyone choosing between a tracker...