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Buy Now Pay Later and your credit record explained
Buy Now Pay Later makes online shopping feel painless, but it is still a form of credit. This guide answers common questions about how BNPL works, what happens if you miss payments, and how it can affect your credit record.
Read moreWhat really happens if you fall behind on your credit card
Missed a credit card payment and worried what comes next? This guide walks through what actually happens, what lenders can and cannot do, and the steps you can take to get back in control.
Read moreHow the UK housing shortage is quietly reshaping the economy
Britain’s chronic shortage of affordable homes is no longer just a housing crisis — it is becoming one of the biggest economic bottlenecks in the country, affecting productivity, migration, and inflation.
Read moreAre UK car insurance prices really falling in 2025
Drivers keep reporting painful renewals, yet official data shows average car insurance premiums have started to fall in 2025. Here is what is really happening to prices, why some people are still paying more, and how to cut your costs.
Read moreWhat the O2 mobile price rise reveals about your contract rights in 2025
O2 has announced mid contract price rises that Ofcom says go against the spirit of new rules. Here is what this dispute tells you about your rights on mobile and broadband bills in 2025.
Read moreWill cutting the cash ISA allowance help or hurt UK savers in 2025
The government is expected to cut the annual cash ISA allowance from 20000 pounds in the Autumn Budget 2025. Supporters say this will push people into investing, while critics warn it could hurt savers and even make mortgages more expensive.
Read moreWhy so many people in the UK now have a side hustle in 2025
More UK workers and students than ever are turning to side hustles in 2025. Surveys show millions juggling extra work to cope with living costs or build new careers, raising questions about tax, time and wellbeing.
Read moreWhat the frozen pension auto-enrolment thresholds mean for UK workers in 2025
The earnings trigger for workplace pension auto-enrolment has been frozen at £10,000 for 2025/26, raising questions about long-term retirement savings for many UK workers.
Read moreHow childcare costs are changing across the UK in 2025
Childcare costs for under-threes in England have fallen significantly thanks to new government entitlements, while costs in Scotland and Wales continue to rise. What this means for families in 2025.
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