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How to Cancel Subscriptions and Stop Overpaying Under the UK's New Rules
The average UK household now spends £1,067 a year on subscriptions, according to Which? — yet research consistently finds that a significant chunk of that goes on services people have forgotten...
Business Mileage at 55p: How the New Rate Works and How to Claim It
From 6 April 2026, the HMRC approved mileage rate for business travel using a personal vehicle increased from 45p to 55p per mile for the first 10,000 miles. This is the first increase to this rate...
Buy Now Pay Later Is Now Regulated: What the FCA's New Rules Mean For You
Buy Now Pay Later (BNPL) — used by an estimated 17 million UK consumers to spread the cost of everything from clothing to electronics — is entering a new regulatory era. On 15 July 2026, the...
Best Savings Rates in July 2026: Where to Put Your Cash Right Now
With the Bank of England base rate held at 3.75% and the next decision not until 30 July, savings rates are at a competitive but slowly shifting peak. Top easy-access accounts are still paying around...
VAT Registration for Small Businesses in 2026: A Complete Guide
VAT is one of the most misunderstood areas of tax for small businesses. Many sole traders and limited company directors are either unsure whether they need to register, or delay registration until it...
Making Tax Digital for Income Tax: What Sole Traders Must Do Right Now
Making Tax Digital for Income Tax (MTD ITSA) came into effect on 6 April 2026 for sole traders and landlords with qualifying income over £50,000. If that is you and you have not yet taken action, you...
How to Switch to a Top Savings Account and Earn Over 4% — A Step-by-Step Guide
With the Bank of England base rate held at 3.75%, top savings accounts are still paying 4% or more on easy-access cash. Yet millions of savers are still sitting in high street bank default accounts...
HMRC Might Owe You Money: How to Check and Claim a Tax Refund
Millions of people overpay income tax every year in the UK without realising it. HMRC repaid over £5 billion in income tax refunds in 2024/25, much of it claimed by people who actively checked their...
HMRC's Tax Update 2026: 40 New Measures and What They Mean for You
On 23 June 2026, HMRC published its Tax Update 2026: Simplification, Modernisation and Fairness — a package of 40 measures affecting individuals, sole traders, landlords, and companies. Here is a...