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What the 4 percent Bank of England rate means for your mortgage in 2025
The Bank of England has kept its base rate at 4 percent while inflation stays close to 3.8 percent. Here is what that combination means for UK mortgage borrowers, from remortgagers to first-time buyers.
Is the UK Cost of Living Crisis Really Ending in 2025
Inflation has fallen from its peak and wages are finally rising in real terms, but rents and borrowing costs are still high. Is the UK cost of living crisis really ending or just changing shape?
How Ageing Populations in G7 Countries Are Reshaping Global Capital Flows
The world’s wealthiest nations are getting older, and it’s changing how global money moves. Ageing populations are starting to withdraw more than they invest, shifting the balance of global capital.
Why Women Are Paying More for Inflation Than Men in 2025
Rising prices are not affecting everyone equally. Women are facing a higher cost of living than men due to spending patterns, childcare costs, and sector-based price increases.
Why Inflation Hits Renters Harder Than Homeowners in the UK
The official inflation rate doesn’t tell the full story. Renters are experiencing higher real inflation than homeowners, exposing a hidden divide in the UK economy.
Why Shrinkflation Is Turning Into Specflation in the UK
Companies in the UK are no longer just shrinking products to maintain profits — they are now using innovation claims to keep prices high. Economists call this the rise of specflation.
How Corporate Debt Could Trigger the Next Global Financial Shock
Trillions in corporate bonds are set to mature over the next two years, with refinancing costs at record highs. Analysts warn this could become the next major global economic risk.
How AI Is Changing Market Volatility in 2025
Artificial intelligence now plays a central role in financial markets. Automated trading powered by large language models and predictive algorithms is reshaping volatility and liquidity patterns worldwide.
Why More UK Investors Are Buying Retail Bonds Again
After years of low interest rates, UK investors are rediscovering retail bonds. Here’s why companies are turning back to everyday savers for funding and what it means for markets.